
Oak & Branches
Insurance Services
A new insurance brokerage
dedicated to serving Californians

Ryan Olmstead, Broker
“I started this insurance brokerage after hearing from neighbors about their struggles in finding and retaining homeowners insurance, and their seeking of a trusted advisor to assist them. I’ve worked in the insurance industry for nearly 20 years, primarily educating and assisting employers with procuring insurance coverages for their employees.”
My Philosophy
Independence
As an independent broker, I can obtain quotes from multiple insurers to find you the highest value policy.
Service
It’s in the name. I’m here to help you well after we find you the right insurance for your situation.
Security
The insurers I work with have strong financial ratings. I will share the ratings with you during the process.
Transparency
I will share with you all quotes I received as well as the commissions in advance of a sale.
Community
To avoid conflicts of interest, I donate any performance-based commissions to the community.
Improvement
What more can I be doing? Please let me know how I can enhance my philosophy.
Coverages
*Please check regularly for updates
Home/Personal
- Homeowners
- Landlord
- Renters
- Vacant Property
- Personal Umbrella

Business
- Business Owner’s Policy (BOP)
- Commercial Auto
- Commercial Cyber
- Commercial General Liability
- Commercial Property
- Errors & Omissions (E&O)
- Professional Liability
- Workers’ Compensation
